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Retiree Annuity Ladder: Advisor Checklist and the 60–90 Day Review
Advisor framed guide for retirees to build a 3–4 rung annuity ladder. Protect liquidity, time rollovers, and use a 60–90 day review.
Turn Score Into a Dated Plan: Exit Readiness Assessment for Owners
Exit readiness assessment for business owners: get a defensible score, a dated roadmap tied to buyer risk, and advisor led next steps to become sale-ready.
EBITDA vs SDE: Close Valuation Gaps for Sellers Under $5M
Learn when to use SDE or EBITDA, how to recast both with documented add backs, see example valuations, and follow a seller checklist to avoid lowball offers.
Shrink Escrow to 0.5–1%: Reps and Warranties Insurance for Dealmakers
M&A playbook: when reps and warranties insurance pays, how it shrinks escrow and aligns baskets and retentions, and when to bring an RWI broker into the...
Customer Concentration Risk: Fix 20%/40% Threat Before Sale for Owners
Check if one client exceeds 20% or the top five exceed 40%, see how that cuts valuation and worsens loan terms, and follow transaction-ready fixes owners...
Business Owners: Governance First Premium Financed Life Insurance
Governance first guidance for business owners and families considering premium financed life insurance. Learn stress tests, exit options, and trustee...
Avoid 2026 IRS Traps: 1035 Exchanges Fund Long Term Care Tax Free
How a 1035 exchange moves life insurance cash value tax free, when it funds long term care, and what the 2026 IRS rules and Premier72 checklist mean for...
3 Tradeoffs Owners Must Resolve in Private Equity vs Strategic Buyer
Decide whether to take cash now or roll equity later. Learn the three tradeoffs, how deal terms differ, and three fixes to increase sale optionality.
Match Loan to a 15–20 Year Hold: SBA 7(a) vs 504 for U.S. Owners
Match financing to SBA 7(a) or 504 by use and hold time. Learn when to combine programs, typical timelines, and a lender ready checklist.